The most affordable way to buy your favourite device.

With instalment payment you can spread the cost of your next purchase interest free up to 36 months.

Now available Online and Retail.
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Frequently Ask Questions
  1. What is Smart Protection Plan?
    Smart Protection Plan is Switch’s very own protection plan to have a 1 (ONE) year coverage for your new devices on:
    1) Accidental Damage
    2) Water Damage
    3) Theft / Burglary
    Click here to learn more about Smart Protection Plan
  2. What is PWP?
    An additional item on top of your initial purchase within the same receipt, in other words, a purchase with purchase.
  3. When is PWP required?
    It is required when you apply for a longer instalment tenure (e.g. 24 months)
  4. When will I have to make first payment? And when will I have to make subsequent payments after the initial payment?
    Your first payment will be the full price of the receipt divided by the total instalment tenure months. Your card will be swiped upon payment for the full price, the bank will deduct the credit for you monthly.
  5. What is 0% instalment?
    No interest charges will be imposed to customers.
  6. What are the tenure options available?
    The tenure options available are 6, 12, 18, 24 and 36 months, depending on your banking provider. Please refer to the visual guide above for more information.
  7. Are there other additional fees?
    No interest, extra nor hidden charges will be imposed to customers.
  8. Are debit cards available for 0% instalment?
    Debit cards are not available for 0% instalment.
  9. Can I mix payment method upon making my payment with 0% interest instalment?
    Yes, you can pay using multiple payment method be it cash, debit card or credit card to lessen the instalment amount.
  10. Is there a waiting period before my instalment is approved?
    No, the instalment will begin immediately after the card is swiped and the receipt comes out of the credit card terminal.
Banks Terms & Conditions
Online Credit Card Instalment

 

Hong Leong Bank Terms & Conditions
• Available for 6 months of interest-free instalment when you purchase a minimum of RM 500 online with any Hong Leong Bank credit card.
• Interest -free installment payment for 12 and 24 months is only available for purchases of RM 1,000 and above.

Public Bank Terms & Conditions
• Available for 6 months of interest-free instalment when you purchase a minimum of RM 500 online with any Public Bank credit card.
• Interest -free installment payment for 12 and 24 months is only available for purchases of RM 2,000 and above.

CIMB Bank Terms & Conditions
• Available for 6 months of interest-free instalment when you purchase a minimum of RM 500 online with any CIMB credit card.
• Interest -free installment payment for 12 and 24 months is only available for purchases of RM 2,000 and above.


 

Retail Credit Card Instalment

Affin Bank

• The 0% instalment plan is valid for minimum purchases of RM1,000
• Affin Bank credit cardholders are eligible for 6 or 12 months 0% interest free Easy Payment Plan only
• Affin Bank 0% instalment with non PWP requirements are eligible for 6 or 12 months only.
• There will be no additional charges / admin fee for this promotion
• Urban Republic reserves the right to amend the terms and conditions without prior notice


CIMB Terms & Conditions

New: 3 months interest free instalment when you purchase a minimum of RM300 at Switch outlets with CIMB credit card.
• The 0% instalment plan is valid for minimum purchases of RM1,000.
• CIMB credit cardholders are eligible for 6, 12 or 24 months 0% interest free Easy Payment Plan only.
• CIMB 0% instalment with non PWP requirements are eligible for 6 or 12 months only.
• For 24 months 0% interest free Easy Payment Plan, purchase with purchase is required.
• There will be no additional charges / admin fee for this promotion.
• Urban Republic reserves the right to amend the terms and conditions without prior notice.


Hong Leong Bank Terms & Conditions

• The 0% instalment plan is valid for minimum purchases of RM1,000
• Hong Leong Bank credit cardholders are eligible for 6, 12, 18 or 24 months 0% interest free Easy Payment Plan only
• Hong Leong Bank 0% instalment with non PWP requirements are eligible for 6, 12, 18 and 24 months only.
• There will be no additional charges / admin fee for this promotion
• Urban Republic reserves the right to amend the terms and conditions without prior notice


HSBC Terms & Conditions

• The 0% instalment plan is valid for minimum purchases of RM1,000.
• HSBC credit cardholders are eligible for 6 or 12 months 0% interest free Easy Payment Plan only.
• HSBC 0% instalment with non PWP requirements are eligible for 6 or 12 months only.
• There will be no additional charges / admin fee for this promotion.
• Urban Republic reserves the right to amend the terms and conditions without prior notice.


Maybank Terms & Conditions

• The 0% instalment plan is valid for minimum purchases of RM1,000
• Maybank credit cardholders are eligible for 6, 12, 18 or 24 months 0% interest free Easy Payment Plan only
• Maybank 0% instalment with non PWP requirements are eligible for 6 or 12 months only
• For 18 or 24 months 0% interest free Easy Payment Plan, purchase with purchase is required
• There will be no additional charges / admin fee for this promotion
• Urban Republic reserves the right to amend the terms and conditions without prior notice


Public Bank Terms & Conditions

• The 0% instalment plan is valid for minimum purchases of RM1,000
• Public Bank credit cardholders are eligible for 6, 12, 18 or 24 months 0% interest free Easy Payment Plan only
• Public Bank 0% instalment with non PWP requirements are eligible for 6, 12, 18 or 24 months only
• There will be no additional charges / admin fee for this promotion
• Urban Republic reserves the right to amend the terms and conditions without prior notice


RHB Terms & Conditions

• The 0% instalment plan is valid for minimum purchases of RM1,000
• RHB credit cardholders are eligible for 6 or 12 months 0% interest free Easy Payment Plan only
• RHB Bank 0% instalment with non PWP requirements are eligible for 6 or 12 months only
• There will be no additional charges / admin fee for this promotion
• Urban Republic reserves the right to amend the terms and conditions without prior notice


Standard Chartered Terms & Conditions

• The 0% instalment plan is valid for minimum purchases of RM1,000
• Standard Chartered credit cardholders are eligible for 6, 12 or 24 months 0% interest free Easy Payment Plan only
• Standard Chartered 0% instalment with non PWP requirements are eligible for 6 or 12 months only
• For 24 months 0% interest free Easy Payment Plan, purchase with purchase is required
• There will be no additional charges / admin fee for this promotion
• Urban Republic reserves the right to amend the terms and conditions without prior notice


UOB Terms & Conditions

• The 0% instalment plan is valid for minimum purchases of RM1,000
• UOB credit cardholders are eligible for 6, 12, 18, 24 or 36 months 0% interest free Easy Payment Plan only
• UOB 0% instalment with non PWP requirements are eligible for 6, 12, 18 or 24 months only
• There will be no additional charges / admin fee for this promotion
• Urban Republic reserves the right to amend the terms and conditions without prior notice

Purchase With Purchase Requirements
PWP = Purchase with purchase

 

CIMB PWP Requirements

For 24 months:

(a) Smart Watch + Smart Protection Plan
(b) Computer + Smart Protection Plan + any Branded Accessories
(c) Mobile Phone + Smart Protection Plan + any Phone casing
(d) Tablet + Smart Protection Plan + Accessories


Maybank PWP Requirements

For 18 or 24 months:

(a) Smart Watch + Smart Protection Plan
(b) Computer + Smart Protection Plan + any Branded Accessories
(c) Mobile Phone + Smart Protection Plan + any Phone casing
(d) Tablet + Smart Protection Plan + Accessories


Standard Chartered PWP Requirements

For 24 months:

(a) Smart Watch + Smart Protection Plan
(b) Computer + Smart Protection Plan + any Branded Accessories
(c) Mobile Phone + Smart Protection Plan + any Phone casing
(d) Tablet + Smart Protection Plan + Accessories

Accessories Purchase Requirements
0% promotion with 6 & 12-months instalment plan:

 

Audio / Gadget / Accessories – Minimum purchase of RM1,000 and above (Inclusive of Beats products, Apple Branded Accessories)

Opens to ALL participating banks listed above.